2026 Simi Valley Real Estate Forecast: What Buyers and Sellers Should Expect

If you own a home in Simi Valley — or you're thinking about buying one — 2026 is a year worth paying attention to.
Not because the sky is falling. Not because there's a gold rush. But because after years of wild swings, this market has quietly found its footing. And that kind of stability creates real opportunity for people who are ready to move.
Here's what the numbers tell us — and what they mean for you.
Where Prices Landed
Simi Valley closed out 2025 with a median sale price of $865,000, which represents a modest 0.4% increase over the previous year. That's not a headline-grabbing spike, and that's exactly the point. After years of rapid appreciation, pricing has stabilized in a way that benefits both sides of the table.
For sellers, that means your home's value is holding. You're not racing against a correction. For buyers, it means you're entering a market where prices aren't running away from you.
And here's a number worth noting: in December 2025, a Simi Valley home sold for $3.7 million — the highest sale price in the city's history. That tells you something about the ceiling. This market isn't standing still.

How Fast Homes Are Selling
Homes in Simi Valley sold in an average of 54 days in 2025, with a 99.2% sale-to-list price ratio. That means sellers are getting almost exactly what they're asking — and well-priced homes are still moving efficiently.
If you're thinking about listing this year, that ratio is a good sign. It tells you the market is mature. Buyers are serious, but they're also doing their homework. Pricing your home right from day one matters more now than it did two years ago.
The Bigger Picture
Simi Valley saw 781 home sales in 2025, nearly matching 2024's 778. That kind of consistency — combined with 90 active listings and 67 pending sales heading into January — signals a balanced market with healthy activity.
Mortgage rates are also worth watching. The 30-year fixed rate averaged 6.18% for the first two months of 2026, down from over 7% at this time last year. Most forecasts project rates will hover around 6% to 6.5% through the rest of the year. That's not a fire sale on borrowing costs, but it's a meaningful improvement — and it's bringing more buyers into the market.

What This Means for Sellers
If you've been waiting for the "right time" to sell, 2026 is a strong year to make your move. Home values are stable. Buyer activity is consistent. And with mortgage rates lower than last year, the buyer pool is expanding.
The key is preparation. Homes that are priced accurately, staged well, and marketed with intention are the ones getting offers in the first two weeks. Homes that skip those steps sit longer. We've seen it happen across every neighborhood in the valley — from Wood Ranch to Central Simi to East Simi.
If you're curious what your home is worth right now, get a free home valuation — no strings, no pressure. Just real numbers based on what's actually selling in your neighborhood.
What This Means for Buyers
If you were priced out last year, 2026 gives you a little more breathing room. Rates are lower, inventory is balanced, and the days of homes selling for $50K over asking in 48 hours are mostly behind us.
That said, desirable neighborhoods like Wood Ranch, Big Sky, and areas near top-rated schools still move fast. Come prepared with
pre-approval and a clear picture of what you're looking for.

The Bottom Line
Simi Valley in 2026 is a market that rewards preparation, not panic. Whether you're buying, selling, or just thinking about what's next — the data says this is a smart time to start the conversation.
We've helped over 1,141 families navigate this exact process. If you want an honest look at your options, call us at (805) 428-1100. No pitch. Just answers.



